How does the Siena mattress financing work?

Pay for your Siena a bit at a time

Choose Affirm at checkout to buy now, pay later

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  • As low as 0% APR financing
  • Pay over 3, 6, 12, 18, & 24 months
  • Monthly payments
  • Options for consumers of varying credit ratings

180 Night trial


10 Year Warranty

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Free Shipping & Returns

If you’re hesitant to pay in full for a mattress you haven’t slept on yet, don’t.

Siena happy customer

Siena has teamed up with Affirm to let you make easy bite-sized payments each month.

So basically, pay as you go for 180 nights.

You’ll either fall deeply in love with Siena and live happily ever after. Or you’ll say goodbye in the easiest breakup of your life—refunds are quick and simple.

Siena happy customer
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Use Affirm to pay monthly—without a credit card or credit

Because $50 feels so much better than $399

  • Spend your 180-nights trial paying as you go find out instantly if you qualify for an Affirm loan and how little interest you’ll pay on it. Many people get approved with 0% APR!
  • Seeing if you qualify is actually pretty fun Just click the button below. Add a few pieces of information. It takes moments to see your results. And it won’t impact your credit score.

Select Affirm at checkout. Short application, no hard credit checks.

Siena happy customer Siena happy customer Siena happy customer

Common  Affirm Questions

Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers real-time financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed monthly installments.

Here are the steps in the Affirm loan application process:

  1. Select to pay with Affirm at checkout.
  2. Affirm will prompt you to enter a few pieces of information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Please ensure that all of this information is your own and is consistent information otherwise you may experience difficulty with your checkout.
  3. To ensure that you’re the person making the purchase, Affirm will send a text message to your cell phone with a unique authorization code.
  4. Enter the authorization code into the application form.
  5. Within a few seconds, Affirm will notify you of the loan amount you’re approved for, the interest rate, and the number of months you will have to pay off your loan. You will have the option to choose to pay off your loan over time. Affirm will also state the amount of your fixed, monthly payments and the total amount of interest you’ll pay over the course of the loan.
  6. If you would like to accept Affirm’s financing offer, click “Confirm Loan” and you’re done.

Going forward, you’ll get monthly email and SMS reminders about your upcoming payments. You can also set up autopay to avoid missing a payment. Your first monthly payment will be due 30 days from the date we the merchant completes processing your order.

Yes, when you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.

Before each payment is due, Affirm will send you reminders via email and SMS that will include the installment amount that is coming due and the due date. You can also sign up for autopay so you don’t risk missing a payment.
Please follow these steps to make a payment:

  • Go to
  • You will be prompted to enter in your mobile number where you will be sent a personalized security pin.
  • Enter this security pin into the form on the next page and click “Sign In.”
  • You’ll now see a list of your loans and payments coming due. Click on the loan payment you would like to make.
  • You can make a payment utilizing a debit card or ACH bank transfer.